Insurance Closing Costs

Homeowner's Insurance
This insurance covers replacement costs for damages caused by fire, wind or other disaster that might affect the value of the property. Typically, the insurance also includes personal liability and theft coverage.

Flood or Quake Insurance
Additional hazard insurance coverage that is required for homes located in a designated hazard zone as established by the Federal Emergency Management Agency (FEMA). As we tour houses, I will let you know if the property resides in a hazard zone.

Private Mortgage Insurance (PMI)
Insurance required for conventional mortgage loans when the borrower's down payment on the house is less than 20 percent of the loan value.

Title Insurance
This policy protects both the buyer and lender by insuring a clear chain of title. (In other words, it insures that that the person who sells the house has the legal right to do so.)

     
 
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The Hauber Realty Group
12 E. Kiowa
Colorado Springs, Colorado 80903

800-404-7210
www.HauberRealty.com


All Rights Reserved.  Information Deemed Reliable But Not Guaranteed.  The Hauber Realty Group is an agent of Keller Williams Hope Realty. Neither The Hauber Realty Group nor the service providers for The Hauber Realty Group are liable for any errors or inaccuracies in the information provided through this website.   Equal housing opportunity. © 2009 Keller Williams Realty.


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